IBAN Generator – valid SEPA test IBANs for developers & QA
Valid example IBANs for 37 SEPA countries, MOD-97 verified. With BIC, bank name and CSV export – for tests, demos and mock data.
More examples
Eight more valid IBANs from random SEPA countries.
All IBANs are built per SEPA spec and MOD-97 valid. They are intended exclusively for tests, demos and mock data — not for real payments. Bank codes and BICs are sample data of the respective institutions.
About IBAN
The IBAN (International Bank Account Number) has been the unified European standard for account numbers in the SEPA area since 2014. It makes cross-border transfers unambiguous and machine-verifiable.
Structure of an IBAN
An IBAN consists of a country code (2 letters), two check digits and the country-specific account number (BBAN). Length varies by country between 15 (Norway) and 31 characters (Malta).
What is the MOD-97 check?
The two check digits are calculated per ISO 13616: letters are converted to numbers (A=10 … Z=35), the first four characters are moved to the end and the result is taken modulo 97. A valid IBAN always yields a remainder of 1. This catches almost all typos.
Supported SEPA countries
This generator covers all SEPA countries where IBAN-based transfers are possible — including non-EU members like Switzerland, Liechtenstein, Monaco and Vatican City.
| Country | Code | IBAN length |
|---|---|---|
| Andorra | AD | 24 |
| Austria | AT | 20 |
| Belgium | BE | 16 |
| Bulgaria | BG | 22 |
| Croatia | HR | 21 |
| Cyprus | CY | 28 |
| Czech Republic | CZ | 24 |
| Denmark | DK | 18 |
| Estonia | EE | 20 |
| Finland | FI | 18 |
| France | FR | 27 |
| Germany | DE | 22 |
| Gibraltar | GI | 23 |
| Greece | GR | 27 |
| Hungary | HU | 28 |
| Iceland | IS | 26 |
| Ireland | IE | 22 |
| Italy | IT | 27 |
| Latvia | LV | 21 |
| Liechtenstein | LI | 21 |
| Lithuania | LT | 20 |
| Luxembourg | LU | 20 |
| Malta | MT | 31 |
| Monaco | MC | 27 |
| Netherlands | NL | 18 |
| Norway | NO | 15 |
| Poland | PL | 28 |
| Portugal | PT | 25 |
| Romania | RO | 24 |
| San Marino | SM | 27 |
| Slovakia | SK | 24 |
| Slovenia | SI | 19 |
| Spain | ES | 24 |
| Sweden | SE | 24 |
| Switzerland | CH | 21 |
| United Kingdom | GB | 22 |
| Vatican City | VA | 22 |